Rent DVC: The Lowdown on Renting DVC Points

rent dvc

Now that you know all about DVC from my last article, let’s discuss Rent DVC: The Lowdown on renting DVC points from Disney Vacation Club members who won’t use them that year and/or would like some extra cash. But first, since it can be so complicated, we will do a quick recap on what the Disney Vacation Club (DVC for short) even is.

Quick Recap: What Is DVC?

DVC–or Disney Vacation Club— is Disney’s self-proclaimed “best-kept secret.” Maybe the reason it is such a big secret is that even some people who know ABOUT the Disney Vacation Club do not know EXACTLY how it works. Well, I am here to lay it all out for you briefly. However, for an in-depth and comprehensive explanation, check out this article I already wrote all about it. Otherwise, here is a brief breakdown of the Disney Vacation Club (DVC).

The Disney Vacation Club (DVC) is not for everyone (which I will talk about later on). And there are definitely pros and cons to joining DVC. However, if you can afford it and know it is right for you and your family then it can be worth it in the long run. If you cannot afford it, then using other resources to rent DVC points could make more sense for you (again, more on that later).

How does DVC work again?

Disney Vacation Club members are people who have purchased a deeded real estate share at a Disney Vacation Club Resort. The resort where you purchased your share becomes your “home resort.” 

Your purchase is converted to a certain number of points that you get each year (100 points is the required minimum). Those points can be used toward a vacation at any Disney Vacation Club Resort throughout that year. The more points you buy, the more amenities, rooms, and the days of your trip.

The Disney Vacation Club (DVC) is a unique system similar to those used for timeshares. However, members of DVC do not have to book “per week” like other timeshare owners. Once you have a “home resort,” you can start booking your vacation at your home resort eleven months prior to when you want to stay there. Not interested in your home resort that year? Do not worry. You can book your stay at ANY Disney Vacation Club Resort seven months prior to your trip, as long as there is the availability and you have enough DVC points. 

TIP: It is important to book your vacation as soon as you possibly can to ensure you get what you want. And be prepared for disappointment just in case it does not work out.

Which resorts are Disney Vacation Club Resorts?

  • Aulani, Disney Vacation Club Villas, Ko Olina, Hawaii (Ko Olina, O’ahu, Hawaii)
  • Bay Lake Tower at Disney’s Contemporary Resort (Walt Disney World, Orlando, Florida)
  • Boulder Ridge Villas at Disney’s Wilderness Lodge (Walt Disney World, Orlando, Florida)
  • Copper Creek Villas and Cabins at Disney’s Wilderness Lodge (Walt Disney World, Orlando, Florida)
  • Disney’s Animal Kingdom Villas–Jamba House (Walt Disney World, Orlando, Florida)
  • Disney’s Animal Kingdom Villas–Kidani Village (Walt Disney World, Orlando, Florida)
  • Disney’s Beach Club Villas (Walt Disney World, Orlando, Florida)
  • Disney’s BoardWalk Villas (Walt Disney World, Orlando, Florida)
  • Disney’s Hilton Head Island Resort (South Carolina Island & Beach, South Carolina)
  • Disney’s Old Key West (Walt Disney World, Orlando, Florida)
  • Disney’s Polynesian Villas and Bungalows (Walt Disney World, Orlando, Florida)
  • Disney’s Riviera Resort (Walt Disney World, Orlando, Florida)
  • Disney’s Saratoga Springs Resort and Spa (Walt Disney World, Orlando, Florida)
  • Disney’s Vero Beach Resort (Vero Beach, Florida *Not Walt Disney World*)
  • The Villas at Disney’s Grand Californian Hotel and Spa (Disneyland Resort, Anaheim, California)
  • The Villas at Disney’s Grand Floridian Resort and Spa (Walt Disney World, Orlando, Florida)

Pros and Cons of Becoming a DVC member:

The best parts about the Disney Vacation Club include but are not limited to: your membership can last for several decades (up to fifty years if you book your home resort when it is first introduced!). So even though it may be a lot of money at first, you will be saving a lot more in the long run. 

You can let your unused DVC points roll over to the next year. There is also the opposite option. You can borrow your points from the next year to make this year’s vacation even more magical! 

Planning your vacation so far in advance can help alleviate stress when the day of your vacation finally arrives. You get to stay at valuable, comfortable rooms, cabins, or villas for about a third of the price. The Disney Vacation Club rooms come with their own kitchen, dining room, and extensive amenities. DVC rooms are basically small apartments. 

  A Disney Vacation Club membership pays for itself within six to eleven years, depending on how many points you have and how often you use them. 

In reality, you basically make all your money back over a long period of time. You do not have to stay at your home resort. There are over three thousand different destinations where you can stay with your points all around the world. These locations include but are not limited to: The Disneyland Resort in California, The Walt Disney World Resort in Florida, a trip on the Disney Cruise Line, Disney’s Aulani in Oahu Hawaii, and thousands upon thousands of destinations around the entire world (the real world, not just the World Showcase at Epcot in Walt Disney World!). 

 Members of the Disney Vacation Club (DVC) also receive access and discounts on what is called the Disney Collection, the Concierge Collection, and the World Collection. The Disney Collection is pretty straight forward. It is all the Disney Vacation Club Resorts listed above. 

The Concierge Collection is a list of destinations in the United States that were hand-picked by Disney for their Disney Vacation Club members. Concierge Collection only includes the best-of-the-best that Disney does not directly own or run. The World Collection is the same as the Concierge Collection, but it is not exclusive to the United States but includes vacation destinations all around the entire world (again, the real world—not just the World Showcase!). 

If you eventually decide that the Disney Vacation Club is not right for you and your family, you can rent or sell your DVC points and you can also cancel your membership at any time. 

When you arrive at your destination, “welcome home” really means something —because you really do own part of your home resort. Because of this, I highly recommend that you try to purchase your real estate in a resort that you already love and would want to stay at more in the future. 

Technically, you can also buy or sell DVC points on the used market. You can take any kind of vacation you want. You can travel abroad, go to a Disney park, take a cruise, or even go camping. You can pay for the number of points you want. 

It is your choice of how many points you buy and use. Each Disney Vacation Club destination resort room varies in size between a deluxe studio and one, two, or three-bedroom apartments (not really apartments, but pretty much). 

The bad parts about the Disney Vacation Club include but are not limited to: for a family of four, it will cost an average of about $40,000 upfront, as I mentioned before. 

While the Disney Vacation Club price varies depending on the number of points you purchase, at a required minimum of You can also finance it with monthly payments for ten years, but with extremely high-interest rates. (TIP: Unless you know you will be able to pay it off before the ten years are up, this might not be worth it). 

You are always subject to availability, changes, and you may even lose the perks that you joined in the first place for. The only guarantees you have with your membership price are the number of points you have and what your home resort is. 

That means there may be times when you are not able to book a vacation at all, let alone book a stay at the resort you would like to sleep in for your preferred trip dates. 

You will be charged maintenance fees yearly to support housekeeping of your room, villa, or cabin. Not only will you have a huge check to pay upfront, but you will also have annual dues and closing costs to pay as well. If you do not use your points, they will eventually disappear without any compensation. Some of these above reasons are enough to convince some guests to rent DVC points from other members instead.

Why Rent DVC Points?

Even though the Disney Vacation Club is supposedly the company’s “best-kept secret,” renting DVC points might be an even better kept (and possibly more magical because of the awesome deals you might get) secret. Let’s talk about why you might want to rent DVC points instead of purchasing an entire Disney Vacation Club Membership. 

First of all—and probably most important—renting DVC points is much cheaper than purchasing an entire membership. So that means you can easily get a lot—not all, but a lot—of the same perks of a Disney Vacation Club room, with the many amenities and large space, for a fraction of the cost. 

For example, membership points generally cost over $100 a point at least. But on some DVC rental websites, you can purchase those same points for maybe $20 each. Yeah, that is a major difference…ginormous, even. You can literally book a Disney Vacation Club level room for the price of one night at the Pop Century Resort (okay, maybe not exactly but still way less expensive than rack rates). 

Second of all, it is more “a la carte” in terms of options. Renting DVC points, instead of purchasing a full-blown Disney Vacation Club membership, means that you are not tied down by a specific time of the year or by one home resort. 

You get to actually shop around from different options that include a variety of resorts, locations, points, rooms, vacation lengths, and much more. 

How Do I Know if Renting DVC Is Right for Me?

There are a few reasons why renting may be better for you and your party than purchasing a full Disney Vacation Club membership. Let’s dive into each of them in detail so you know where you stand. 

Frugal Travel 

You may not want a Disney Vacation Club membership and instead, want to rent DVC points if you usually are very frugal in your trips. If you usually book the cheapest hotels, eat the cheapest food, avoid buying merchandise, fly on the least expensive airlines, then the Disney Vacation Club may not be for you. 

At the same time, if you crunch the numbers and realize that the Disney Vacation Club saves you money in the long term—which it does—and choose to do it, that’s up to you. However, if you cannot afford the upfront cost of the Disney Vacation Club then do not put yourself in debt for a Disney Vacation Club membership. There are better ways of booking an amazing Disney vacation without breaking the bank, like choosing to rent DVC points from Disney Vacation Club members. 

Vacation Frequency

You may not want a Disney Vacation Club membership and instead want to rent DVC points if you do not plan to go to Walt Disney World every year, or even every other year. Even if you plan to go on a big vacation with Adventures by Disney every year, the amount of money you are paying for those points will not be worth it unless you spend the majority of them on a Walt Disney World Resort trip at least every two years or so. Instead, if you plan to go to Walt Disney World every couple of years, consider renting DVC points. 

Better Discounts

Those who get better discounts than the Disney Vacation Club members do on any Disney trip. This includes military families. Military discounts are usually much better than the Disney Vacation Club discounts. 

Impulse Buy

Do not purchase a Disney Vacation Club membership on an impulse buy. Also, if you tend to be spontaneous, you may not benefit from a Disney Vacation Club membership. This is because you can only make your membership worthwhile when you book your vacation 7-11 months in advance. Otherwise, all of the rooms, villas, and cabins will be already booked, especially if you also plan to go during a busy season.

Restrictions

Speaking of, if you are not able to go on vacation during the “off-season,” like if you are a schoolteacher or have young children in school, a Disney Vacation Club membership may be difficult to make worthwhile. 

Since the best times to go book a vacation with DVC points are school days but the most packed times of the year are when children are out of school, it will be that much harder to book your ideal vacation on the dates that your whole family can go as well. 

Perks

If you are only interested in the perks of being a Disney Vacation Club member—like discounts—you might find yourself disappointed when those perks are taken away. They will probably be taken away. That is just how any lifetime membership works. 

There are no guarantees with a Disney Vacation Club membership. If you spend all this money on only the perks and then lose those perks, you will likely regret your decision to join the Disney Vacation Club. 

Group Travel

If you plan to go with a large group, renting DVC points will be especially beneficial as it will allow you to have a bigger room with more amenities. Some of the rooms even have laundry units in the room, not just at the resort, in your room. That way you do not have to pack so many clothes for a long trip. Instead, you just wash them during your trip and re-wear them. 

Financing 

Like I mentioned before, if you plan to finance your Disney Vacation Club membership with monthly payments over the course of ten years with interest, it is probably not worth it. 

The number of points you receive for the price you ultimately pay in the long term with those super high-interest rates will sum up to a lot more than just paying for each individual vacation year by year or just by purchasing a DVC membership outright if you can. The only exception to this recommendation is that if you know you will for sure pay it off without interest before the ten years are up. 

Try-Out

Another great thing about renting DVC points is that it allows you to give the Disney Vacation Club a bit of a trial run before you purchase, while you are doing your research and become interested. 

Renting DVC points first will help you know better if becoming a member of the Disney Vacation Club is truly what you want and is truly right for you and your family. 

For Members Too!

Lastly, you do not HAVE to be a Disney Vacation Club non-member to rent DVC points. In fact, many Disney Vacation Club members rent DVC points from other members and just add them to their existing account so they can make their next vacation even grander. 

Renting and selling Disney Vacation Club points between members can be an amazing way to make your trip more magical, make a little extra cash, save some money, and network with and meet other Disney Vacation Club members just like you. 

Where can I rent DVC points?

There are tons of great resources online that allow you to buy, sell, rent, and rent out unused or unwanted Disney Vacation Club points to and from other people. Let’s talk about some of them.

https://dvcrequest.com : David’s Disney Vacation Club Rentals is a website run by the one and only David, obviously. He has a wide variety of options for both Disney Vacation Club members and non-members alike. 

His testimonials from guests who used his DVC rental service all seem very pleased with their results. Members can trade points for other vacations, rent out their points to others, etc. Non-members can make their magical, dream Disney vacation finally come true by using members’ unused or unwanted points, with the help of David’s Disney Vacation Club Rentals. 

MouseOwners.com

For this, you are going to visit Mouseowners Rent/Trade/Transfer Board to find a member looking to rent their points that matches what you want (price, amount of points, etc).  

Things can get a little bit complicated here.  If you are looking for a specific room that is very desirable you might want to find an owner with that resort as a home resort as it will give them an 11 month booking window vs a 7 month booking window.  

Once you find a DVC Member who has what you need, you both will enter into an agreement to reserve a room in exchange for money. 

Renting from a member can cost anywhere from $11-15/point.

It’s easier to be ripped off this way, these are not accredited businesses, these are people.  Be cautious.

Click this link to find out ways to be cautious and less likely to be ripped off. 

How Renting DVC Points Works:

An owner of a Disney Vacation Club membership, who has extra points that they will not use, goes to any of these websites and puts them up for rent. 

You purchase them and give them all the necessary information, like flight info, room and resort preference, and whether you are adding My Magical Express or Disney Dining Plan, etc. Then, the DVC member makes the reservation for you in your name. After that, you just check into your reservation like you normally would otherwise. It is that simple!

Tips for Renters:

  • RENT FIRST, BEFORE YOU BUY: If you are considering purchasing an entire Disney Vacation Club membership, do this first. I have also heard it recommended that you spend at least six months researching DVC to ensure it is what you want to do. Sleep on it. It is a lot of money, so you do not want to make this decision hastily.
  • SHOP AROUND: There are so many options. I do not recommend looking for one reservation at one website. Shop around. See if you can find a better deal somewhere else. This is your Disney vacation, after all, make sure you do it the best way you possibly can!
  • DO NOT WAIT TOO LONG TO BOOK: Even though it is a better-kept secret than Disney’s “best kept secret,” of the Disney Vacation Club itself, these rentals and reservations will still fill up fast. So, while you should shop around, do not waste your time. Book your Disney Vacation Club rental as soon as you find the right one.
  • DO NOT SHOP AROUND UNTIL YOU HAVE THE CASH: Since you do not want to wait too long to book, you will not want to shop around for DVC rentals until you know you have enough money to purchase it as soon as you possibly can to avoid losing your dream vacation.
  • DO NOT SET YOUR HEART ON ONE THING: Since you are still subject to availability, you will need to go into this process with the expectation that you might not get exactly what you had hoped for. That specific room or resort might not be available, or you might need to be flexible with your vacation dates. But you will also know that it is better than nothing, or original rack rate pricing!
  • STILL BOOK EARLY: Just like the Disney Vacation Club members, you are still subject to availability and number of points. As soon as you are seven months away from your hopeful vacation, find a DVC rental and book it as soon as possible. Do not wait for that spot to fill up. You will thank me later.

Okay I want to rent points, now what? 

Think of this as buying a car.  You can’t just go to the dealer without any qualifiers.  Here’s what you need to know.  

  • Which resort(s) are you open to?
  • What size room?
  • What dates?
  • What’s your budget?  (for your reference only)

Let’s go through these together.

Room Size: 

Disney is pretty strict with how many people are in a room 

  • Studio, 4-5 guests
  • 1 Bedrooms, 4-5 guests
  • 2 Bedrooms, 8 guests 
  • Grand Villa, 12 guests 

Dates:

You might have dates for your trip already and that’s ok.  Or maybe you have strict vacation availability due to work, school, and other things.  If you are flexible, you should know about Disney’s seasons. (2017 Dates)

  • Adventure 
    • Jan 1-31 
    • Sep 1-30 
    • Dec 1-14
  • Choice
    • Oct 1—Nov 21 
    • Nov 25—30
    • Dec 15—23
  • Dream 
    • Feb 1—15
    • May 1—Jun 10
    • Aug 16—31
  • Magic
    • Feb 16—Apr 8
    • Apr 23—30 
    • Jun 11—Aug 15 
    • Nov 22-24
  • Premier
    • Apr 9-22
    • Dec 24—31 

Becoming more expensive consecutively.  Remember, this is on a per point cost so a room might be 9 points/night during one season and 12 point/night during a different time..  Here are point charts that will open in a new tab. (http://www.wdwinfo.com/disney-vacation-club/DVCpoints.shtml)

Budget:

Knowing your budget will help you navigate the resorts and quickly narrow down your options.  

The Process

  • Make sure to figure out the basics of your stay
  • Click here to fill out an application with those details.  At this time a partial payment of $126 will be required. (Visa, Mastercard, PayPal, Discover, American Express) link
  • You’ll get an email either saying the reservation has been fulfilled or not.  If not you will be given other options. 
  • Pay Final Invoice

Tips for DVC Owners Who Want to Rent Out their Points:

  • SHOP AROUND FOR THE WEBSITE BEST FOR YOU: I do not recommend that you give your points away to just any website. Do your research first. Make sure you are being fairly compensated for your points. Make sure that a specific website is credible and reliable first. I even recommend finding a website that is not too complicated. You might also want to make sure that the site gets enough traffic for your rental points offers to be seen by those who would like to use them.
  • MAKE SURE YOU WILL NOT USE THOSE POINTS: You cannot sell something and then take it back, obviously. Before you do anything rash, make sure you will not be regretting your decision later on when you want to book a big vacation with your Disney Vacation Club points.
  • RENT OUT AS MANY AS YOU WANT, REMEMBER YOU ARE IN CONTROL: You do not have to rent out all of your points for that year if you think you might still use some of them. If you just have tons of DVC points laying around, maybe use some for yourself and rent the rest out.
  • EARN SOME MONEY BACK: Sometimes life happens, and you need to make some cash to help make ends meet. It is always hard to do, but you can rent out your Disney Vacation Club points as much as you need to in order to help yourself along the way. With that, you can hope to use more points later when you are no longer down on your luck.
  • TRY SELLING ALL YOUR POINTS UP FOR RENT: No, I am not going back on what I said about only renting the Disney Vacation Club points you know you will not use. I am saying that you should aim to make sure that the site will compensate you for every point you are trying to rent out to other people. That site’s goal should be to max out your DVC rental points.

Recap

Let’s recap everything we have discussed here in regard to Rent DVC. The Disney Vacation Club is a unique system similar to a timeshare system with a few differences. 

It is so amazing to be a part of and is definitely worth the money if you have it. 

Although, it is unfortunately not for everyone or every wallet. Instead, those who do not wish to purchase an entire DVC membership can rent DVC points through many different online resources. 

While the Disney Vacation Club may be what Disney refers to as their “best-kept secret,” I beg to differ. I think the world of Disney Vacation Club rentals is an even better-kept secret. 

It is by far the least expensive way to stay on Disney property with the large rooms with those same amenities and accommodations. It is widely accepted that Disney Vacation Club rooms are better than most other regular rooms. Renting DVC points to get these rooms is a literal steal. I highly recommend it. 

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12 thoughts on “Rent DVC: The Lowdown on Renting DVC Points

  1. I am all about frugal travel. I had no idea you could rent DVC properties. This might be a better option for my family when we vacation.

  2. I honestly wasn’t sure what this was til you explained it. I’ve never been to Disney before though. This is great to know.

  3. This is so good to know. I’m far too spontaneous to be able to book vacations so far in advance every year. Interesting to hear about the option to rent.

  4. This is a lot of useful information to take in. I can see the benefit of Renting DVC points. Definitely something to look into.

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